Taxes aren't just about filing forms and meeting deadlines. Your tax return reflects many of the financial decisions you make throughout the year.
At Ten Talents Tax & Financial Planning, we provide professional tax preparation for individuals, businesses, and nonprofit organizations while helping our clients recognize opportunities to plan ahead.
Our goal is simple: prepare accurately today and help you make more informed tax decisions tomorrow.
Individual Tax Preparation
Professional tax preparation tailored to your financial situation.
As your financial life becomes more complex, your tax return often becomes more complex too.
Whether your return includes wages, investments, retirement income, self-employment, rental property, or other tax considerations, Ten Talents provides professional tax preparation with the personal attention needed to understand your individual situation.
We don't simply prepare the forms. We want you to understand your tax return and recognize issues that may deserve attention before the next filing season.
Business Tax Services
Your business and personal taxes are often closely connected.
Running a business creates tax decisions throughout the year, not just at filing time.
Ten Talents works with qualifying small-business owners to prepare business tax returns, meet filing requirements, and understand how business decisions may affect their overall tax situation.
Our approach considers both the business return and, when appropriate, how business income and tax decisions affect the owner's personal return.
Proactive Tax Planning
Good tax planning happens before the tax return is filed.
Tax preparation tells us what happened.
Tax planning asks:
What can we do before year-end?
Depending on your circumstances, planning may involve estimated tax payments, withholding, retirement contributions, investment-related tax considerations, business decisions, charitable giving, or other strategies that can affect your tax situation.
Tax planning is especially valuable when your income or financial life is changing.
Our goal is not simply to find deductions after the year is over. It is to help you understand your options while there may still be time to act.
Tax Preparation Is the Beginning. Planning Is the Next Step
Your completed tax return can provide valuable information about your financial life.
For some clients, filing the return is all that's needed.
For others, the return reveals questions worth exploring:
Am I withholding enough?
Could I be making better use of retirement accounts?
How will changes in my income affect my taxes?
Are my business decisions creating tax consequences I haven't considered?
Are there planning opportunities I should address before year-end?
That's where the combination of tax preparation and tax planning can make a difference.
At Ten Talents, we want to help you understand not only what you owe, but also what you may be able to do differently going forward.